Valuable Checking Account Sign-Up Bonuses You Can Earn Today

The advent of online banking has intensified competition among financial institutions, benefiting consumers with enticing offers. A notable trend in the industry is the provision of lucrative sign-up bonuses for checking accounts, with many banks presenting rewards worth hundreds of dollars.

To make the most of these incentives, it’s essential to conduct thorough research and compare available options. Rushing into a decision without exploring alternatives may result in overlooking superior deals. Begin your quest by acquainting yourself with some of the top checking account sign-up bonuses currently available. We’ve compiled a selection of these generous offers to simplify your search process.

HSBC, headquartered in London, stands as one of the world’s banking giants. In 2019, the institution introduced three new sign-up bonuses for checking accounts. First, individuals opening new Choice Checking accounts are eligible for a $200 bonus upon depositing a minimum of $1,500 in new funds within 90 days. Additionally, Advance Checking account holders have the chance to earn $350 by initiating $10,000 in initial deposits.

For those with an extra $100,000 available, an even greater opportunity awaits. Depositing this amount into eligible HSBC checking accounts qualifies for the most substantial bonus we’ve come across, a generous $750 gift.

Citibank’s program offers a substantial $600 bonus to eligible depositors who enroll in the Citi Priority Account Package. To qualify, you’ll need to deposit $50,000 into your new account. Additionally, customers must meet monthly minimum direct deposit requirements for two consecutive months within 60 days of opening the account.

It’s important to note that you must keep the deposited funds in the account for the entire 60-day period to avoid monthly account fees, which range from $12 to $30. Despite these conditions, this bonus stands as the most lucrative offer we’ve found from a nationwide American bank.

Citibank also extends bonuses of $200 or $400 to individuals joining its Basic Banking or Priority Account programs, respectively. The Basic Banking checking account rewards $200 to those who deposit $5,000 within 30 days of opening the account. Again, you’ll need to maintain this deposit for at least 60 consecutive days. Similarly, you can earn the $400 bonus by initiating a new Priority Account checking and savings package and depositing $15,000 within 30 days. Then, maintain this balance for 60 days to claim your reward.

TD Bank, headquartered in Toronto, has rolled out enticing new terms for its Premier Checking account. Customers who initiate direct deposits of at least $2,500 within 60 days of opening the account are eligible for a generous $300 bonus.

For those seeking an even more substantial reward, combining this offer with TD’s Preferred Savings program can yield an impressive $500 bonus. By opening a Preferred Savings account and depositing $20,000 or more within the first 20 calendar days, you qualify for the additional bonus. Maintain a minimum balance of $20,000 for the following 90 consecutive days to secure the extra reward.

If these requirements seem a bit steep, consider TD Bank’s Convenience Checking account. With direct deposits totaling $500 within the initial 60 days, you’ll receive a $150 gift. However, to avoid monthly fees, you’ll need to maintain a daily balance of $100. For the Premier Checking account, a daily balance of $2,500 is required. Meeting these minimums can prove worthwhile given the rewards on offer.

The Chase Premier Plus checking account presents a rare opportunity for new customers to earn a substantial welcome bonus with no initial deposit required. To qualify, simply open a Chase Premier Plus checking account either in person or through the online banking platform. Then, within the next 60 days, make a qualifying direct deposit to receive your gift. You can also sidestep the $25 monthly fee by either maintaining a minimum balance of $15,000 across linked Chase checking and retail investing accounts or by arranging automatic monthly payments for your Chase mortgage.

Alternatively, you can seize a similar offer with the Chase Total Checking account, which grants a $200 bonus. The terms are similar, except that you need a daily balance of $1,500 to evade the $12 monthly account fee. Alternatively, you can bypass the charge by direct depositing an average of $500 per month or maintaining $5,000 or more in your linked Chase accounts.

While these specific offers may have expiration dates, Chase consistently rolls out robust checking account sign-up bonuses for new customers. So, if you’ve missed the current deadline, don’t fret. There’s a good chance the bank will have comparable or even better deals in the pipeline.

Before you make any decisions, it’s crucial to proceed with caution. Checking account sign-up bonuses, including these mentioned here, come with specific terms and conditions that must be strictly followed for qualification. Failing to adhere to these requirements precisely could result in missing out on your bonus. Additionally, you might find yourself subject to unexpected monthly account fees. To avoid any surprises, ensure that all your queries are addressed by a bank representative before committing to the offer.